Know if the property
stacks up
before the inspection.
Stamp duty, grants, lending rules, tax position and a 10-year view — running live as you type. Built for Australian buyers.
Built for Australian buyers7-day Operator Deck trialNo credit card required
Cancel any time · From $39/mo · 7-day Operator Deck trial, no credit card · Many investors claim a tax deduction — confirm with your accountant
8
states and territories
stamp duty + FHB rules
Always
current rates
Stamp duty, FHB and tax rules updated as legislation moves
4
entity types
individual, trust, Pty Ltd, SMSF
10 yr
projection view
cash flow, debt and equity
Product intelligence
arcly works like a property operating system.
Ticker reads your saved deals, rates stay versioned, tax changes per entity, and inspection-day tools sit beside the numbers instead of living in another tab.
Ticker Max
Your portfolio's second brain.
Ticker plugs straight into arcly's calculation engine, your saved deals and every Australian tax and lending rule we model. So when you ask a question, the answer matches what your calculator would give you — without the 30 minutes of manual work.
Multi-deal reasoning
Combines context from every saved deal in one answer
Streaming responses
Watches its own work — you see the thinking happen
Engine-accurate
Runs the same maths as your calculator, not an LLM guess
Auto-current rates
Always uses the latest stamp duty + tax rules
Tools Ticker can call
6 connectedStamp duty
All 8 states · current brackets
Tax brackets
Indiv / Trust / Co / SMSF
LMI estimator
By LVR + lender category
Depreciation tables
Div 43 + Div 40
Your saved deals
Read-only access
arcly calc engine
Same as your calculator
Rank deals
By ROI, profit, cash flow or hold time
Stress portfolio
Test rate, vacancy, value or income shocks
Compare entities
Individual vs Trust vs Pty Ltd vs SMSF
Saved portfolio context
Read-onlyValue
$2.84M
Equity
$864K
LVR
69%
Cash flow
+$5.1K/mo
Rates freshness
Saved deals do not go stale silently.
Stamp duty
$22,635 -> $22,312
Tax bracket
32.5% -> 30.0%
Cash flow
-$3,840 -> -$2,910
Entity-aware tax
One property, four ownership views.
Individual
50% CGT discount
Trust
Trapped losses
Pty Ltd
No CGT discount
SMSF
15% accumulation
Paste listing
Text into fields.
Copy listing text, review price, rent, rates and strata, then open it in the calculator.
Photo analyser
Photos into scope.
Upload listing photos for cost estimates, condition scores and visible risk flags.
Inspection notes
Notes into next steps.
Paste walk-through notes and get red flags plus the next two questions to answer.
The journey
Model. Decide. Track. Trust.
Four phases, one connected workspace. Start with the numbers, get a verdict, track every deal through to your portfolio — and trust the rules to stay current.
Model
Run the numbers before you commit
- Green / amber / red verdict on every deal
- Sensitivity table — profit at every price scenario
- 10-year equity build with rate-rise stress test
- AI photo analyser — turns listing photos into reno cost estimates
Deal verdict
Flip · Sensitivity at every sell price
5 sell-price scenarios · 17.2% base case
$830K
$84K
−$38K
$850K
$103K
−$19K
$870K
$122K
base
$890K
$141K
+$19K
$910K
$160K
+$38K
Updated weekly · current rates
Decide
Get a verdict, then ask anything
- Instant green / amber / red verdict on every deal
- Ticker reads your saved deals and answers in plain English
- Stress-test rates, vacancy, income — all in conversation
- One-click Money Partner PDF for funding partners
Track
From research to portfolio in one workspace
- Drag deals across Researching → Due Diligence → Offer Ready → Under Contract → Owned/Holding → Flipped/Sold
- Portfolio health score from diversification, cash flow, LVR, yield, growth
- 10-year projection across your whole portfolio
- Smart alerts — lease expiry, equity unlock, high LVR, milestone hits
Trust
Trust the rules, even when they change
- Rates freshness — saved deals tagged with their rates version, with old vs new diffs
- Entity-aware tax — Individual / Trust / Pty Ltd / SMSF rules applied per structure
- First home buyer rules — FHOG, FHSS, transfer concessions, eligibility per state
- 8 states · always-current rates · automatic recalculation when rules move
Rates freshness
2023-24 → 2025-26Stamp duty (NSW)
$22,635
$22,312
−$323
Marginal tax bracket
32.5%
30.0%
−2.5pp
Net cash flow / yr
−$3,840
−$2,910
+$930
Entity-aware tax
Individual · Applied
Marginal rate, 50% CGT discount past 12 months, neg gearing allowed.
First home buyers
Deposit needed
$72,000
78% saved
FHOG · $10,000 applied
Tools replaced
Metrics per deal
States covered
From uncertainty to decision
From scattered numbers to a confident next move.
arcly keeps the calculation, tax position, lending risk and next action connected, so every deal moves through one clear path.
Five tools, half the picture
Open the calculator and start typing
Spreadsheets, browser tabs, sticky notes — arcly pulls every number into one workflow that updates as you change a single field.
Surprises at settlement
Get an instant green / amber / red verdict
Stamp duty matched to state brackets, LMI flagged, lending caveats surfaced — before you commit to an offer, not after settlement.
Spreadsheet sprawl
Save, compare, share — never start over
Every deal lives in your pipeline. Drag stages, generate a Money Partner pack or pitch deck, export to your accountant's spreadsheet.
12 Smith St
NSW · Flip
7 Park Ave
NSW · Flip
44 Bay Rd
NSW · Flip
Pricing
Start free. Upgrade when arcly is saving real time.
Every account starts with 7 days of full Operator Deck — no credit card needed. Pick a tier when you're ready. Cancel anytime.
What changes
Spreadsheet
arcly
State taxes
Manual lookup
Versioned inside every deal
First-home rules
Separate gov tabs
FHOG, concessions and caveats together
Stress testing
Rebuild formulas
Rates, vacancy and income scenarios live
Spreadsheets are free. Missing a $40k cost line at settlement isn't.
Tax deductible for many property investors — often claimed as a rental property or business expense — confirm with your accountant.
Solo Command
Everything you need to model a single deal end-to-end.
- Flip & hold calculators — model any deal in under 2 minutes
- Verdict banner — instant green / amber / red on every deal
- Ticker Mini — your built-in property explainer for stamp duty, depreciation, negative gearing & every number on screen
- Renovation photo analyser — rough cost estimates from listing photos (3/day)
- Paste a listing — copy text from any property listing and the calculator auto-fills (3/day)
- Stamp duty all 8 states + LMI estimator + first home buyer concessions
- Entity type modelling — Individual, Trust, Pty Ltd or SMSF
- House & land mode — instant equity at PC, construction-month proration
- 10-year projection + sensitivity table on every deal
- Money Partner PDF (flips) + Property Summary PDF (holds)
- Money Partner Pitch — typed once per deal, reused across every PDF + share
- Share live deal links — recipients always see your latest numbers (up to 3 active links, 30-day expiry)
- Facebook ad poster generator — Money Partner Wanted + Profit Waterfall infographics, instantly downloadable
- Kanban pipeline, deal notes & residential + commercial portfolio tracker
- Cross-device sync — your data follows you everywhere
- Up to 5 saved projects
Operator Deck
Most popularThe always-open deal room for serious operators building a portfolio.
- Everything in Solo Command, plus:
- Ticker Max — your AI property agent that knows every deal you’ve modelled and every property you own
- Full AI deal intelligence reports — condition scores, value-add opportunities & risk flags (10/day vs Solo’s 3 cost estimates)
- Bulk listing paste — auto-fill the calculator from up to 20 property listings a day
- Unlimited saved projects — never delete a deal to make room
- Investor pitch deck generator — multi-deal PDF from your Kanban + Portfolio in two clicks
- Unlimited flip & property pitch deck PDFs
- Unlimited live share links — configurable expiry (including ‘never’) + view counts & last-opened analytics
- White-label every PDF AND every shared deal page — your logo, your colours, zero arcly branding
- Portfolio XLSX export — full styled workbook ready for your accountant
- Pipeline CSV export — every deal formatted for your own spreadsheet
- AI portfolio recommendation cards — what to refinance, hold or revisit, surfaced automatically
- Portfolio summary dashboard — total profit, average ROI, best-performing deal
From spreadsheet to verdict
Stop running settlement maths in your head.
arcly gives every deal a clear verdict, transfer costs matched to state brackets, lending warnings and buyer concessions in one place — and your numbers stay current as legislation moves.
~30 minutes saved per deal. That's an hour every two deals.